Choosing a mortgage is as important as choosing the home! We can show owners the financial options available and help them choose the best mortgage to suit their budget, lifestyle and general needs.


  • Save money with open prepayment option after first year.
  • Convenient weekly or bi-weekly payment schedules can actually save thousands.
  • Peace of mind with low-cost life, disability and job loss insurance for single or joint coverage.


  • Flexible repayment term - choice of amortization.
  • Renewal terms of 1 to 5 years  
  • Competitive rates.
  • Pre-approvals available.
  • Open option after first year: extra payments, as well as payment in full are permitted without penalty, from owner's own funds.
  • Maximum amortization - 25 years.
  • Semi-annually or monthly statement with a chequing account. - Financing Available: 95% with CMHC insurance.
  • Payments via payroll deductions, automatic transfer from [credit union name] account, or Automatic Funds Transfer from another institution.
  • Property taxes: Can be collected and paid each year by [credit union name] on behalf of the owner upon request.


  • Non-assignable during term chosen.


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