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Chequing Accounts

Make day-to-day banking a breeze.

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Choose your chequing account

 

YOUR Chequing

2.95/mo

Ideal for your day-to-day financial needs with pay-as-you-go transaction fees.

 

KEY FEATURES
  • Transactions are charged on a per item basis – see pricing for transaction fees
    Combines benefits of chequing and savings with tiered rates
    Pays interest at tiered rates:
    • $1 – $499
    • $500 – $999
    • $1,000 – $2,999
    • $3,000 – $4,999
    • $5,000+
 

YOUR Chequing 15

5.95/mo

Transact a little. You only make a few transactions and want a low monthly fee.

Age 59+ Free

Free if minimum monthly balance is $1500

KEY FEATURES
  • 5 transactions included for one monthly fee, including:
  • 2 Free Interac E-Transfers® 
    - Interac® Direct Payment
    - Credit union affiliated ATM networks (Surcharge free access to over 2700 AccuLink® and   EXCHANGE® ATMs throughout Canada)
    - MemberDirect® online banking
    - TeleService® telephone banking
    - In-branch transactions
    - Cheque Withdrawals
    - Pre-authorized debits
    - Inter-Credit Union Services (ICU)

  •  Per item fee excess of 15 transactions. See pricing for transaction fees
  •  Interac® (Canada) and PLUS® (International) ATM Networks give you access to ATMs around the world
  •  Pays interest at tiered rates as per the YOUR Chequing account
  •  Overdraft protection available based on approved credit
 

YOUR Chequing 40

15.95/mo

Transact a lot. You average one transaction a day, with a few extra on the weekend.

Age 59+ 11.95/mo

Free if minimum monthly balance is $3000

KEY FEATURES
  • 40 transactions included for one monthly fee, including:
  • 4 Free Interac E-Transfers® 
     - Interac® Direct Payment
     - Credit union affiliated ATM networks (Surcharge-free access to over 2700 AccuLink® and EXCHANGE® ATMs throughout Canada)
     - MemberDirect® online banking
     - TeleService® telephone banking
     - In-branch transactions
     - Cheque Withdrawals
     - Pre-authorized debits
     - Inter-Credit Union Services (ICU)
 

YOUR Chequing Electronic

12.95/mo

Transact electronically. You want access to your accounts, anytime, anywhere, using self-service options.

Age 59+ 9.50/mo

Free if minimum balance is $4000

 

KEY FEATURES
  • Unlimited Free Interac E-Transfers® 
     - Interac® Direct Payment
     - Credit union affiliated ATM networks (Surcharge-free access to over 2700 AccuLink® and EXCHANGE® ATMs throughout Canada)
     - MemberDirect® online banking
     - TeleService® telephone banking
     - Pre-authorized debits
     - 2 Interac® (Canada) ATM tranactions included†
 

YOUR Chequing Unlimited

25.00/mo

Transact without limits. You want the ultimate in convenience, earning power and value-added account features.

Age 59+ 18.75/mo

Free if minimum monthly balance is $7000

KEY FEATURES
  • Unlimited transactions included for one monthly fee, including:
  • Unlimited Free Interac E-Transfers® 
     - Interac® Direct Payment
     - Credit union affiliated ATM networks(Surcharge-free access to over 2700 AccuLink® and EXCHANGE® ATMs throughout Canada)
     - MemberDirect® online banking
     - TeleService® telephone banking
     - In-branch transactions
     - Cheque Withdrawal
     - Pre-authorized debits
     - Inter-Credit Union Services (ICU)
 

Not sure which chequing account to choose?

We’ll be happy to help you pick the option that best suits your needs.

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Bank and pay your way

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On your mobile device

View accounts, pay bills, transfer money, deposit cheques and more using our mobile app on your smartphone or tablet.

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On your computer

Manage your money anytime from the comfort of your home with our intuitive online banking system.

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Using mobile wallet

Turn your smartphone into your wallet with Apple, Google or Samsung Pay for quick, easy, and secure payments.

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Via 3,000+ ATMs

Use our Canada-wide ATM network to access the money you need whenever you need it – surcharge-free.

 
 

Term Deposits

Looking to invest your savings risk-free? Learn more about how iNovas term deposits can help.
 
 
 

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